Banks in USA

Banking Overview in USA
Banks are regarded as the backbone of the economy of any country. The banks in the United States have achieved significant importance in the worldwide financial market. Banking in the United States is regulated by both the federal and state governments.
Bank regulation in the United States is highly fragmented compared with other G10 countries. Depending on the type of charter in use, a banking organization has its own organizational structure, it may be subject to diverse federal and state banking regulations. The USA has maintained separate Regulatory agencies for securities, commodities and insurance, separate than that of the bank regulatory agencies.

As of October 11, 2008, the short-term liabilities of the banking sector of the United States are 15% of the Gross Domestic Product of the United States or 43% of its countrywide debt.

They come up with a comprehensive variety of products and services, serving individual, business, and corporate clients.

Services offered by Banks in USA

The products and services offered by the banks in USA can be broadly categorized into the following:

1) Personal banking
2) Business banking
3) Corporate banking
4) Free Internet banking 5) online bill payment 6) ATM/debit card facilities

List of Popular Banks in USA

Given below is a list of the most famous banks operating in the US:


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Last Updated on : 30th July 2013

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