Golden State Business Bank

Golden State Business Bank (GSBB) was established in 2003 in California, in the U.S. It is a state chartered bank which mainly offers a wide variety of consumer loans, commercial or residential real estate construction lending and mini-perm lending.
The bank makes use of the softwares provided by Jack Henry and Associates which enhances the technological proficiency of the bank. The main aim of the Golden State Business Bank is to provide financial opportunities and banking services to the small business community of the various cities and counties of California.

Business checking is one of the business banking services of Golden State Business Bank. The minimum amount of opening deposit is $500. In order to avoid fees, a minimum daily balance of $2,500 or an average monthly balance of $5,000 should be kept. The limit on checks is set at hundred per month.
The monthly fee is pegged at $15. Another service is business savings. The customers are required to have a minimum opening deposit of $200. In order to nullify fees and receive interests, a minimum daily balance of $200 should be kept.
The monthly fee is $3. In case of certificates of deposits, the minimum required deposit required is $2,500. The ATM and debit cards and credit cards are issued through TIB. Merchant processing services of this bank are provided by using the marketing and sales services of Retriever Systems and First National Bank of Omaha.

Personal banking services of Golden State Business Bank are also efficiently provided. In order to avail of the checking services, a minimum opening deposit of $500 must be kept. In order to avoid fee payments, a minimum daily balance of $500 or an average monthly balance of $1000 should be kept. The monthly fee is $8. There is no limit on writing of checks. In case of savings accounts, the minimum opening deposit is $200. in order to avoid payment of fees and receive interest payments, a minimum daily balance of $200 has to be kept. The monthly fee is $3. The minimum opening deposit in case of certificates of deposit is $2,500.

The convenience services of Golden State Business Bank are as follows:
Traveler’s Checks
Telephone Banking
Overdraft Protection
Notary Services
Direct Deposit
Cash Management
Cashier’s Checks
Business Remote Depositing
Bank by Mail
Account Research

Golden State Business Bank also provides consumer loans, commercial loans and real estate mortgages.
Contact details of Golden State Business Bank:
Golden State Business Bank
P.O. Box 430
Upland, CA 91785
Telephone Numbers: (866) 442-4722

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Last Updated on : 29th July 2013

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