Business Insurance Companies are involved in the providing coverage to the businesses against the risk of loss caused by various factors and incidents. Business insurance can also be termed as a form of risk management. Business insurance enables the business-owner to shift the loss to the Business Insurance Companies.
This transfer of risk possible only after paying a certain amount of premium to the company. The business insurance companies provide a wide range of business insurance products. Different types of risk are related to the modern business sector and these risks can ruin a business totally. The business insurance companies provide coverage for almost each and every type of risks that are identified till date.
Some of these business insurances are as follows:
Keyman Insurance: This type of business insurance helps in maintaining the cash flow in the business and protects against every kind of loss caused by the death of the business-owner. This type of insurance is very important for maintaining the business after such unfortunate and sudden incidents.
Cyber Liability Coverage: The business insurance companies provide this form of insurance to manage the risks related to factors like network security, virus, privacy, cyber extortion, digital asset coverage and many more. This form of insurance is very important in the present market as the trend of online business is growing very rapidly.
Property Coverage: This version of business insurance provides coverage against a number of risks related to the factors like fire and similar perils which can cause heavy damage to an existing business. This type of insurance is also provided for digital assets.
Publishers Liability Insurance: Through this insurance the publishers are provided coverage against risks related to the copyright or similar conflicts.
Business Income Coverage: This insurance policy provides protection against losses caused by direct damage of physical property.
Apart from these, there are a number of other business insurance policies like Contingent Bodily Injury, Cyber Extortion, Package (Property and Liability), Employment Practices Liability, Crime Coverage, Fiduciary Liability, Advertising Injury Coverage and many more.
Following are some of the business insurance companies:
Agro Crop Insurance Agency
American Farm Bureau Insurance Services, Inc..
Audrey Demirjian Insurance Services
Blakely Crop Hail, Inc.
Cottonland Insurance Group
Farmers Mutual Hail Insurance Company
J S Crop Insurance
National Farmers Union Property & Casualty Co.
Rain and Hail L.L.C.
Rural Community Insurance Services
Spartan Insurance Agency L.L.C.
Steve Silveus Crop Insurance Agency, Inc.
Williamson Insurance Agency
Last Updated on : 29th July 2013