Hartford Life Insurance Ratings

In this paper we will discuss about Hartford Life Insurance Ratings made by A.M Best Co., a fully dedicated credit rating firm. In 2007, Hartford Life Insurance got financial strength rating A+ and Issuer Credit Ratings aa- , which had been upgraded to a later.These ratings showed that Harold’s was maintaining a strong risk management framework.
Moreover, the upgrade of the credit ratings signified that Harold’s revenue was increasing. In 2007, A.M. Best Co. , a credit rating firm which mainly rates the financial service companies, gave A+ , which means superior, in its financial strength rating and aa- in Issuer Credit Ratings for Hartford Life Insurance’s, a subsidiary of Harold Life Inc (HLI).

A.M. Best also confirmed the debt ratings for the three medium-term note programs for Hartford s insurance subsidiaries. Later, the Issuer Credit Ratings had been upgraded to a .

This kind of rating reflects how better are the company’s strength, risk management framework and management team. It also shows that if or not there is any further improvement needed or not. However, Hartford Life is presently growing successfully in terms of both revenues and key product lines.
The upgrade of the Issuer Credit Ratings reflected that Harold Life Insurance’s revenue had increased. These ratings also reflected an improvement in Harold’s risk-based capitalization. The financial strength rating A+ showed that the company’s risk management system was strong and as well as efficient. It also reflected the quality of Harold’s management team.

While making those ratings A.M Best noted that Harold Life Insurance had been successfully minimizing its financial leverages. The company also was maintaining a consistent growth over the years for which it was rated highly.

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